Efficient Digital Payment Solutions

End To End Retail Transaction Banking Solutions
Considering the digital lifestyle of today’s consumers, we have to acknowledge the fact that digital payments and digital banking will gain more leverage in the coming days. With benefits like ease of use, added layers of security, and reduced hassle of carrying physical cash, digital payments and retail banking solutions are the future of our payment space.
Retail banking solution is an essential component of banking that revolves around building better customer relations. To cater to the next gen digital payment needs and earn their loyalty, delivering banking services the way the customers want is critical. Whether driven by the objective of speeding up transaction processing or creating personalized services, robust retail payments architecture can be instrumental in achieving goals.

  • Real-Time Payments

    Real-Time Payments

    RTP or instant/faster payments enable customers to exchange funds immediately,
    in real-time.

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  • UPI for PPI

    UPI for PPI

    Highly scalable system architecture using Microservices & containerisation to support the interoperability of the PPI with the UPI ecosystem.

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  • UPI Lite

    UPI Lite

    UPI Lite processes low-value transactions without routing them to the bank’s core system.

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  • Payment Gateway

    Payment Gateway

    The platform allows banks to on-board all merchants on a single platform and defines the scheme enablement for merchants as well as dynamic routing with merchant’s settlement and pay-outs.

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  • Bill Presentment & Payments

    Bill Presentment & Payments

    We help in accelerated revenue collection and improved customer engagement while reducing regulatory risk and cost.

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  • Prepaid Cards & Wallets

    Prepaid Cards & Wallets

    This platform helps banks bridge this need with the ability to engage even the unbanked customers to leverage the facility for financial transactions.

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  • Merchant On-boarding & Management

    Merchant On-boarding & Management

    Providing a unique combination of payment, digital and transactional expertise which enables a bank to provide its merchants a solution to increase their sales and enhance the customer experience.

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  • Reconciliation & Settlement

    Reconciliation & Settlement

    Our Solution automates the entire process from data collection and aggregation through matching and exception reporting, ensuring data accuracy. It is an end-to-end solution that loads source files, matches transactions from multiple sources, manages exceptions, resolves conflicts, generates file reports, and uploads files to hosts and interchanges.

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  • Recurring Mandate Solution

    Recurring Mandate Solution

    Facilitates hassle free recurring payments without the need to initiate payments by the customer, by providing a one-time authorization to the biller company to initiate auto-debit based on the payment method selected by the customer.

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